It may actually be cheaper and easier for you to obtain a cash advance from your credit card at a bank's teller window than to use an ATM.

 ATMs are not available in every village in Gozo (the list of ATMs in Gozo is here).  While this can be a frustrating inconvenience, it led us to discover the advantages of the teller window credit card cash advance.

Depending on the terms of your credit card obtaining a cash advance through a bank teller may carry a much smaller service charge than an ATM transaction, or even no service charge at all.   Call your credit card's toll free number to compare the fees.  Particularly if you use a Visa debit card this can be an efficient and economical way to access your North American bank account.

In addition, a teller window cash advance is not subject to ATM withdrawal limits so you may be able to withdraw a larger sum in a single transaction than you would be permitted to do at an ATM.  If you are in doubt try for a higher amount and if it is declined, no problem, just ask the teller for a lower amount of cash.

To obtain a cash advance from your credit card at a bank teller window, simply go to any bank during teller hours and present your credit card, your passport, and a driver's license or other form of photo ID.